Website Terms and Conditions of Use

Please read these Terms and Conditions carefully. By using the Website, you are agreeing to these terms. These contain important terms governing how the services may be made available to you and will be legally binding on you if you accept them. You should be aware that they provide for certain warranties that the Website is provided on an "as is" basis with exclusions and limitations of BLME's liability, and they may have an impact on how you use the Website and/or the services provided by BLME.

These Terms and Conditions are in addition, and are without prejudice, to any other agreements between you and BLME.

INFORMATION ABOUT US

This website (http://www.blme.com) (together with all the contents in all sections thereof, this “Website”) is operated by Bank of London and The Middle East plc (“BLME”). BLME is registered in England and Wales under company number 05897786 and its registered office is at Cannon Place, 78 Cannon Street, London, EC4N 6HL, United Kingdom. BLME is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority and is entered on the Financial Services Register under registration number 464292. BLME’s office in Dubai is regulated by the DFSA under DFSA Firm Reference Number F002022. BLME specialises in providing financing and investment opportunities to high net worth individuals and has a full range wealth management and corporate banking service for the UK mid-market.

ACCESSING THIS WEBSITE

These Website terms and conditions of use as amended, varied or supplemented from time to time (the “Terms and Conditions”) govern the use of this Website by any user of this Website whether as a guest, a user or a BLME customer (“you” or “your”). Use of this Website includes accessing, browsing or registering to use this Website.

If you do not agree with these Terms and Conditions, you are not permitted to use this Website. You must not use this Website for any purpose that is unlawful under any applicable law or as prohibited by these Terms and Conditions.

This Website is made available free of charge. BLME does not guarantee that this Website, or any content on it, will always be available or be uninterrupted at any given time. Access to this Website is permitted on a temporary basis. BLME may, at its sole discretion, suspend, withdraw, discontinue or change all or any part of this Website without notice. BLME will not be liable to you if for any reason this Website is unavailable at any time or for any period.

USE OF COOKIES

BLME records the number of visitors to the sections of this Website and tracks movement between the sections by means of ‘cookies’. Cookies are small data files containing anonymous information placed on your computer and are automatically downloaded to a user’s hard drive in order to recognise a user that has visited the website previously. BLME reserves the right to use cookies through this Website in order to track your visit to this Website and generate personal identification data about you with regard to this Website to analyse trends and improve the design and layout of this Website. Please note that information on dealing or controlling cookies is available at http://www.allaboutcookies.org.

DATA PROTECTION AND PRIVACY

The collection and use of your personal data will be processed in accordance with the BLME Privacy Notice which can be found at https://www.blme.com/website-terms-conditions/privacy-notice/.

CHANGES TO THE TERMS AND CONDITIONS

BLME reserves the right, without notice, to amend or revise these Terms and Conditions at any time, without any obligation or liability whatsoever towards anyone. BLME will upload the most recent version of the Terms and Conditions on the Website and you are under an obligation to ensure that you have read, understood and accepted the Terms and Conditions each time you wish to access or use the Website.

NO ADVICE OR OFFER

The content of this Website is provided for general information only and it shall not constitute an offer, solicitation or recommendation of any nature whatsoever. You should not rely solely on any information on this Website to make or refrain from making any decision of whatsoever nature, including without limitation, a decision regarding any transaction of any nature between you and BLME (a “Transaction”). All decisions in connection with a Transaction or Transactions must be based upon your own judgment after obtaining independent legal, financial, accounting, investment and other appropriate professional advice regarding the suitability of each such Transaction for your purposes.

Nothing on this Website shall be construed as BLME providing any legal, financial, accounting, investment or any other form of professional advice to you for any purpose whatsoever. BLME assumes no responsibility to assess or advise on, and BLME makes no representation as to, the appropriateness of any Transaction for any purpose. Nothing in these Terms and Conditions or on this Website shall oblige BLME to enter into any Transaction with you or to quote any rate or price for a prospective Transaction.

All Transactions conducted using this Website are governed by the terms set out in BLME’s Terms and Conditions for Individuals and Terms and Conditions for Businesses  (as applicable) which can be accessed at https://www.blme.com/website-terms-conditions/terms-conditions/ and any other agreements or terms specifically governing such transactions (a “Transaction Agreement”). Each Transaction shall be governed by the relevant Transaction Agreement and all other terms and conditions agreed between BLME and you and any other applicable agreements, terms and conditions or market practice.

Transactions or potential Transactions or products referred to on this Website may not be available to US persons (as defined in Regulation S of the US Securities Act 1933) or available for offer or distribution, whether directly or indirectly, into the United States.

LINKS TO THIRD PARTY WEBSITES

This Website may include links to third party websites and resources that are controlled and maintained by others. Any link to another website or resource is not an endorsement of any such website or resource and these links are provided for your information only. You acknowledge and agree that BLME has no control over, and is not responsible for, the content or availability of any third party website or resource. BLME will not be liable for any loss or damage that may arise from your use of such third party websites or resources.

Each of the following is a breach of these Terms and Conditions: (a) framing this Website on any other website or resource; (b) creating a link to any part of this Website on any other website or resource; (c) suggesting (in any way) any form of association, approval or endorsement on the part of BLME; or (d) collecting any data from the Website through automated means, such as through harvesting bots, robots, spiders or scrapers.

INTELLECTUAL PROPERTY RIGHTS

All copyright, trademarks and all other intellectual property rights in this Website and its entire content, data and information, including without limitation its design, logos, text, graphics and all software and source codes connected with this Website are either owned by or licensed to BLME or otherwise used by BLME as permitted by the owner(s) thereof. The works on this Website are protected by copyright laws and treaties around the world and all such rights are reserved.

Nothing in these Terms and Conditions shall be construed to confer any grant to, or licence of, any of such intellectual property rights, whether by estoppel, by implication, or otherwise. You may only use any of such intellectual property rights on or from this Website to the extent permitted under these Terms and Conditions and solely for your personal, non-commercial use.

DISCLAIMERS

This Website is and will be made available by BLME from time to time at its sole discretion on an “AS IS” and “AS AVAILABLE” basis without any representation or endorsement of any kind and without any warranty of satisfactory quality, fitness for a particular purpose, non-infringement, compatibility, security or accuracy or of any other kind whatsoever, whether express or implied.

BLME makes no warranty that this Website will operate or be available error free, that defects will be corrected or that this Website or the server that makes it available are free of viruses or anything else which may be harmful in any manner. You are responsible, at your own cost and expense, for configuring your information technology, computer programmes and platform in order to access this Website. You should use your own virus protection software.

BLME does not guarantee your access to this Website, which may from time to time be unavailable, delayed, limited or slow due to any technical reasons and BLME will not be liable in any way for such delay or disruption in the operation of this Website or any part of it or for any failure of any connection or communication related thereto or the non-availability of any information therein.

BLME will not be liable to you or any third party for the correctness, quality, accuracy, security, completeness or reliability of this Website or any information therein or for any decision made or action taken by you in reliance upon such information. The content on this Website may be out of date at any given time, and BLME is under no obligation to update it. Any reference to past performance of any of the published investment products of BLME or its affiliates or of investment products managed or promoted by it or them referred to on this Website is not necessarily a guide to its future performance.  

Neither you nor BLME limits or excludes its liability for death or injury caused by negligence. Nothing in these Terms and Conditions shall exclude or limit or restrict BLME's duties to you under the Financial Services and Markets Act 2000.

VIRUSES

You must not misuse this Website by knowingly introducing viruses, trojans, worms, logic bombs or other material which is either malicious or technologically harmful. You must not attempt or facilitate or engage another to gain unauthorised access to this Website, the server on which this Website is stored or any server, computer or database connected to this Website. You must not attack this Website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. BLME will report any such breach to the relevant law enforcement authorities and co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use this Website will cease immediately.

DISCLOSURE OF INTEREST

BLME, its affiliates and their respective officers, directors and employees may deal as principal or market maker in the investment products referred to on this Website or any part of it.

MISCELLANEOUS

If any provision of these Terms and Conditions is determined to be invalid, illegal or unenforceable for any reason by any court of competent jurisdiction, such provision(s) shall be severed and the remaining provisions hereof shall survive and remain in full force and effect and continue to be binding and enforceable.

These Terms and Conditions may not be assigned or otherwise transferred by you without first obtaining the written consent of BLME. BLME may, by notice to you, assign or novate these Terms and Conditions and its rights and benefits under it to any other organisation.

GOVERNING LAW

These Terms and Conditions shall be governed by and construed in accordance with English law. You agree that the English courts have exclusive jurisdiction to settle any dispute arising out of or in connection with these Terms and Conditions (including a dispute or claim relating to any non-contractual obligation arising out of or in connection with these Terms and Conditions).  You further agree to waive any objection to the English courts, whether on the grounds of venue or that the forum is not appropriate.